COMMERCIAL BANKS
LENDING TERMS
|
Mortgages
|
Insurance
|
Negotiation
|
Interest
|
Term
|
Security
|
Comment
|
Contact person/
number
|
|
KCB
|
0.54%
|
0.24%
|
13%
|
15yrs
|
Title Deed
|
Office visit
|
Branch manager
un.way
|
|
Co-Opera
|
0.36%
|
0.16%
|
13.8%
|
15 yrs
|
Title Deed
|
Head office loans
|
Head office loans
|
|
Gulf Africa
|
nil
|
nil-
|
13%*
|
10 yrs
|
Title Deed
|
Head office loans
|
Head office
|
|
Regular Loan
|
Insurance
|
Negotiation
|
Interest
|
Term
|
Security
|
Comment
|
|
KCB
|
0.54%
|
0.24%
|
14.5%
|
2 yrs
|
Title Deed, pay
slip , guarantor
|
Office visit
|
|
Co-Opera
|
0.36%
|
0.16%
|
14.5%
|
2 yrs
|
Title Deed, pay
slip , guarantor
|
Head office loans
|
|
Gulf Africa
|
nil
|
Nil
|
13%*
|
5years
|
Title Deed, pay
slip , guarantors
|
Head office loans
|
|
Personal loans
|
Insurance
|
Negotiation
|
Interest
|
Term
|
Security
|
Comment
|
|
KCB-Mpesa
|
0.54%
|
0.24%
|
14.5%
|
2 yrs
|
Bank & m-pesa
statement
|
Phone
|
|
Co-Opera
|
0.36%
|
0.16%
|
14.5%
|
2 yrs
|
Bank statement ,pay slip
|
Office visit
|
|
Gulf Africa
|
nil
|
Nil
|
13%*
|
10 yrs
|
Bank statement ,pay slip
|
Office visit
|
|
Equity
|
0.23%
|
0.19%
|
1.3/m
|
15.6/A
|
Bank statement ,pay slip
|
Office visit
|
|
Mpesa (Mswari)
|
Nil
|
Nil
|
7.5%/M
|
90%/A
|
m-pesa statement
|
phone
|
|
Shylocks
|
Nil
|
Nil
|
30% /week
|
2-4 weeks
|
Any property
|
Visiting their dens
|
|
Soko-Sacco
|
Nil
|
Nil
|
10%
Fee
|
6
Months
|
Saving
+ Rent deposit
|
Call:
0728308208
|
|
Short term loans
|
Insurance
|
Negotiation
|
Interest
|
Term
|
Security
|
Comment
|
|
KCB
|
0.54%
|
0.24%
|
14.5%
|
2 yrs
|
Bank statement ,pay slip
|
Office visit
|
|
Co-Opera
|
0.36%
|
0.16%
|
14.5%
|
2 yrs
|
Bank statement ,pay slip
|
Office visit
|
|
Gulf
Africa
|
nil
|
Nil
|
13%*
|
2 yrs
|
Bank statement ,pay slip
|
Office visit
|
|
Equity
|
0.23%
|
0.19%
|
14.5
|
2 yrs
|
Bank statement ,pay slip
|
Office visit
|
|
Mpesa
(Mswari)
|
Nil
|
Nil
|
7.5%/M
|
90%/A
|
m-pesa statement
|
phone
|
|
Shylocks
|
nil
|
Nil
|
30% in two week
|
2-4 weeks
|
Any property
|
Visiting their dens
|
|
Salary advance loans
|
Insurance
|
Negotiation
|
Interest
|
Term
|
Security
|
Comment
|
|
KCB-Mpesa
|
0.54%
|
0.24%
|
14.5%
|
3 months
|
Bank and m-pesa statement
|
Phone
|
|
Co-Opera
|
0.36%
|
0.16%
|
14.5%
|
3 months
|
Bank statement ,pay slip
|
Office visit
|
|
Gulf
Africa
|
|
-
|
-
|
-
|
-
|
-
|
|
Equity
|
0.23%
|
0.19%
|
13.8%
|
3 months
|
Bank statement ,pay slip
|
Office visit
|
|
Mpesa
(Mswari)
|
-
|
-
|
-
|
-
|
--
|
-
|
|
|
-
|
-
|
-
|
-
|
-
|
-
|
|
Emergency loans
|
Insurance
|
Negotiation
|
Interest
|
Term
|
Security
|
Comment
|
|
KCB
|
0.54%
|
0.24%
|
14.5%
|
2 yrs
|
Bank statement ,pay slip
|
Office visit
|
|
Co-Opera
|
0.36%
|
0.16%
|
14.5%
|
2 yrs
|
Bank statement ,pay slip
|
Office visit
|
|
Gulf
Africa
|
-
|
-
|
-
|
-
|
-
|
-
|
|
Equity
|
0.23%
|
0.19%
|
14.5%
|
2 yrs
|
Bank statement ,pay slip
|
Office visit
|
|
Mpesa
(Mswari)
|
Nil
|
Nil
|
7.5%/M
|
90%/A
|
m-pesa statement
|
phone
|
|
Shylocks
|
nil
|
Nil
|
30% in two week
|
2-4 weeks
|
Any property
|
Visiting their dens
|
